Terms of Service
This website is a solicitation of insurance. By pressing the "FREE CONSULTATION", I am providing my prior express written consent for Poppenfuse Insurance Group, a division of The Poppenfuse Group LLC, to contact me at the telephone number I provided above via phone, text (SMS), E-Mail, and/or artificial or prerecorded voice, even if my telephone number is listed on a federal, state, or company do-not-call list, for marketing and/or advertising purposes, including, but not limited to, Medicare Advantage, Medicare Supplement, and Part D prescription drug coverage.
1. General
This Terms of Use Agreement ("Agreement") governs your access and use of the website and insurance quote engine operated by The Poppenfuse Group LLC ("Poppenfuse Insurance Group", "Poppenfuse", "popinsgrp.com", "our," "us," or "we") and located at www.popinsgrp.com (collectively, the "Website"). By accessing, browsing, and using this Website, you ("you" or "User") agree that you have read, understood, and accept this Agreement. Please read it carefully and contact us if you have any questions at:
If you do not agree with any of the terms herein, you may opt out by closing the Website.
In Plain English:
By using our site, you're agreeing to all the terms outlined here.
2. Privacy
Our Privacy Policy discusses the information we collect, how we use it, and how we share it. It forms part of this Agreement and is incorporated by reference. By using the Website, you consent to our Privacy Policy and the collection, use, and sharing of information as described therein. Additionally, you acknowledge that internet transmissions are never completely private or secure.
In Plain English:
We take your privacy seriously. Our Privacy Policy explains how your information is handled.
3. Representations About User
You understand that providing incorrect or incomplete information may impact the value of the Website to you. By using this Website, you represent and warrant that:
- You have the legal capacity and authority to enter into this Agreement.
- You will not impersonate any person or entity or misrepresent your identity.
- The information you provide is accurate, current, and complete.
- You are at least 13 years of age. This Website is not intended for children under 13.
- If you are between 13 and 18, you have reviewed this Agreement with a parent or guardian who agrees to it on your behalf.
In Plain English:
Be honest with us so we can help you properly. If you're under 18, review this with a parent or guardian.
4. User Acknowledgements
Unless you are an insurance broker, agent, or other insurance professional ("Service Provider") or purchase a specific service, Poppenfuse Insurance Group does not charge you a fee to use this Website. Service Providers may pay fees to be matched with users. We are not responsible for any agreements, fees, or services provided by third-party Service Providers.
You acknowledge and agree that, except where prohibited by law, Poppenfuse Insurance Group shall not be liable for any losses, costs, damages, or claims arising from your interactions with any Service Provider.
In Plain English:
The site is free for you. We are not responsible for what other providers charge or do.
5. Intellectual Property
All content on this Website is owned by or licensed to The Poppenfuse Group LLC and is protected under U.S. and international intellectual property laws. We reserve all rights to the Website and its content.
If you submit feedback, suggestions, or comments ("Feedback"), you grant us the unrestricted right to use it without obligation to you.
You may use the Website for personal, non-commercial use only. You may not copy, reproduce, distribute, publish, display, or transmit any content without prior written consent. You may not mirror or replicate the Website.
In Plain English:
We own everything on this site. Do not copy or reuse it without permission.