Terms of Service
This website is a solicitation of insurance.
By clicking "FREE CONSULTATION" or otherwise providing your information, you give your prior express written consent for The Popenfuse Group LLC ("we," "us," or "our") to contact you at the telephone number and/or email address you provided, including through the use of:
Phone calls
SMS/MMS text messages
Artificial or prerecorded voice messages
This applies even if your number is listed on any federal, state, or company Do Not Call list.
These communications may include marketing and promotional messages related to:
Medicare Advantage
Medicare Supplement plans
Prescription Drug Plans (Part D)
Other insurance-related products and services
Important Disclosures:
Consent is not a condition of purchase
Message frequency may vary
Message and data rates may apply
You can opt out at any time by replying STOP to any SMS message
Reply HELP for assistance
1. General
This Terms of Use Agreement ("Agreement") governs your access to and use of the website operated by The Popenfuse Group LLC and located at www.popinsgrp.com (the "Website").
By accessing or using this Website, you agree to be bound by this Agreement. If you do not agree, you must discontinue use immediately.
For questions, contact:
[email protected]
2. Privacy
Your use of the Website is also governed by our Privacy Policy, which is incorporated into this Agreement by reference.
By using this Website, you consent to the collection and use of your information as outlined in the Privacy Policy.
You acknowledge that no internet transmission is ever completely secure.
3. User Representations
By using this Website, you represent and warrant that:
You have the legal authority to enter into this Agreement
All information you provide is accurate and complete
You will not impersonate another person or misrepresent your identity
You are at least 13 years old
If under 18, you are using the Website with parental or guardian consent
4. User Acknowledgements
You understand that:
The Website may connect you with licensed insurance agents or providers
We may receive compensation from service providers or partners
We do not guarantee the quality, pricing, or availability of third-party services
To the fullest extent permitted by law, The Popenfuse Group LLC is not liable for any damages or claims arising from your interactions with third-party providers.
5. Communications & SMS Compliance
By opting in to receive communications, you agree to receive recurring automated marketing and informational messages from The Popenfuse Group LLC.
We maintain records of your consent in compliance with applicable laws and carrier requirements.
Opt-Out:
You may opt out of SMS communications at any time by replying STOP. You will receive a confirmation message, and no further messages will be sent unless you opt back in.
Help:
Reply HELP for assistance or contact us directly.
Data Use Limitation:
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All use cases exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Age Requirement
You must be 18 years of age or older to use this SMS service.
Carrier Liability Disclaimer
Carriers are not liable for delayed or undelivered messages.
6. Intellectual Property
All Website content is owned by or licensed to The Popenfuse Group LLC and protected under applicable intellectual property laws.
You may use the Website for personal, non-commercial use only. You may not:
Copy, reproduce, or distribute content
Modify or create derivative works
Mirror or replicate the Website
Any feedback you provide may be used by us without restriction.
7. Limitation of Liability
To the maximum extent permitted by law, The Popenfuse Group LLC shall not be liable for any indirect, incidental, or consequential damages arising out of your use of the Website or services.
8. Modifications
We reserve the right to update or modify these Terms at any time. Updates will be posted with a revised effective date.
9. Contact Information
The Popenfuse Group LLC
Phone: (810) 347-9521
Email: [email protected]